This Samsung phone comes with the Knox Guard facility to help Flipkart Pay Later and Flipkart Pay Later (EMI) customers track their monthly repayments. With this solution, you'll never miss a payment due date for Flipkart Pay Later and Flipkart Pay Later (EMI).If you avail or have availed the Flipkart Pay Later or Flipkart Pay Later (EMI) facility on Flipkart.com (website, m-site or app), with the purchase of this mobile phone, you unconditionally and irrevocably authorize Flipkart to send reminders by means of push/blinker notifications in the event of any delay of payment on your Flipkart Pay Later account. Flipkart may also lock the mobile if the defaulting continues for 30 days beyond your payment due date, till the time you make your Flipkart Pay Later or Flipkart Pay Later (EMI) account current by making the repayments in full.